Protecting what matters most in Arlington and beyond.
MF&T North America is a local independent insurance agency helping families and businesses across Massachusetts find the right coverage at the right price — simplified.
Coverage that fits your life
Three core lines. One local team. Countless carrier options behind the scenes.
Builders Risk Insurance
Our specialty. Fast, competitive coverage for new construction and major renovations — often bound the same day.
Learn moreHome Insurance
Protect your home, condo, or rental with coverage tailored to your property and belongings.
Learn moreAuto Insurance
Great rates on personal and multi-vehicle coverage with the discounts you deserve.
Learn moreBusiness Insurance
General liability, commercial property, workers' comp, BOP, and more for MA businesses.
Learn more
Why choose MF&T North America
Independent means we work for you — not one insurance company. That's real choice, fair pricing, and the personal service a chatbot can't replicate.
Local Arlington Experts
We live and work in the communities we serve. We know New England risks.
Personalized Coverage
No cookie-cutter policies. Just the right protection for your life and business.
Multiple Carriers
As an independent agency we shop top-rated insurers to find your best price.
Fast, Free Quotes
Most quotes take just a few minutes. No hassle, no obligation.
Exceptional Service
Talk to a real person who remembers your name — every time.
What our customers say
Real reviews from real neighbors across Massachusetts.
"Mike and his team are fantastic. I use them for my personal residences and for many of my clients. Mike is consistently able to get policies in place upon extremely short notice, often less than 48 hours."
Cody Zane
Verified Google review
"I have been with this agency for many years and have trusted them with all of my insurance needs, including homeowner's, motor vehicle and personal umbrella insurance."
James Street
Verified Google review
"I had such a positive experience! Mike and his staff are so friendly, patient, and made sure I understood all my options. When I needed to file a claim, they took care of everything quickly and stress-free. I feel confident knowing I'm covered by a company I can trust."
Jillian James
Verified Google review
Recent blogs
Practical insurance tips and updates from the MF&T team.
Ask for Endorsement Pages: Subcontractor Insurance for U.S. Contractors
U.S. contractors' compliance checklist: required subcontractor policies, CG 20 10/37 endorsements, ACORD 25 pitfalls, and AM Best rating checks.
Read article
US Contractors: Contract Ready Requests for CG 20 10 & Loss Payee
Agent-led checklist for U.S. contractors: exact contract-ready wording to request CG 20 10 or loss payee endorsements, verify COI fields, and avoid claim...
Read article
Cut the NFIP Flood Gap: Loss of Use Coverage for U.S. Homeowners
Understand loss of use coverage for U.S. homeowners. Learn why the NFIP flood gap matters, see concrete math examples, and use a ready claims checklist.
Read articleReady to protect what matters most?
Get a free, no-obligation quote from a local independent agent. Most quotes take just a few minutes.
Serving Arlington & Greater Boston
We proudly protect families and businesses across Middlesex County and the Greater Boston area. Not sure if we cover your town? Give us a call — we probably do.
